Appraisers and umpires
AI Appraisal Software for Insurance Appraisers and Umpires
Reconcile two estimates line by line — and document how you got to the number.

Estimating
Put two estimates side by side and locate every difference.
Estimate comparison
Surface every scope, pricing, and quantity difference between two estimates — plus the disputes driving them.
PDF to ESX
Carriers send the PDF, not the ESX. Turn it back into line items you can open, edit, and compare.

Coverage Analysis
Establish what the governing policy language says, with a citation behind every finding.
Coverage analysis
Establish what the policy covers, with customizable review templates and a page citation behind every finding.
Frequently asked
Common questions about appraisal.
Frontera supports residential and commercial property policies across all major carriers and all 50 states.
Yes. Frontera works with clean digital files, scanned documents, marked-up copies, and inconsistent formats.
Every finding includes a clickable page citation to the original policy language, so nothing is summarized without a source. Frontera is built to be verified rather than trusted on faith.
No. Frontera analyzes documents and surfaces differences between them. It does not advocate for either party, communicate with anyone on your behalf, or reach conclusions about the value of a loss. Those judgments remain yours.
Yes. The two sides of an appraisal rarely organize scope the same way. Frontera matches the estimates line by line and lets you sort and group by trade and room, or a custom mapping that mirrors either side's structure — every matched line shows its delta, and unmatched lines are surfaced rather than dropped.
Frontera is designed to operate as a co-pilot alongside your existing tools. It can generate complete estimates independently, but it produces Xactimate-compatible output that can be started or finalized in your estimating platform of choice.
All policy data is encrypted in transit and at rest. Frontera will never sell your data to external parties or share it with competitors — your documents and analyses are accessible only to you and your authorized team members.
Frontera exports to PDF and ESX with complete Xactimate line items and F9 notes. You can also export to Excel and CSV for internal tracking and documentation.
Ready to resolve appraisals faster?
See how Frontera establishes what the policy says, compares two estimates, and cites the source language behind every finding.